Why “Which Plan Do I Need” Is the Right Question to Ask
By the time an owner is comparing property management plans, they’ve usually already decided they want help — the real question is how much help, and at what price. Florida property managers typically charge 8%–12% of monthly rent for standard service, so a rate on its own doesn’t tell you much. What matters is what’s actually included at each tier, and whether it matches how hands-on (or hands-off) you actually want to be with your rental.
Here’s a plain breakdown of TPG’s three tiers — Silver, Gold, and Diamond — so you can match the plan to the property, not the other way around.
Silver: 8% of Monthly Rent, Annual Contract
Silver is the entry point, and it’s built for owners who want the core essentials handled without paying for services they won’t use.
What’s included:
- Property inspections
- Monthly tenant education
- Attorney-prepared lease ($80 fee)
- Standard renewal fee: $50
Who it fits: An owner with one straightforward rental, a stable tenant, and no HOA to coordinate with — someone who mainly wants leasing, inspections, and lease compliance handled correctly, without paying for maintenance bundles they don’t need.
Gold: 10% of Monthly Rent, Biannual Contract
Gold adds the pieces that come up constantly in Palm Beach County specifically — HOA coordination and seasonal maintenance — and drops the renewal fee entirely.
What’s included (everything in Silver, plus):
- Yearly A/C maintenance
- Free advertising campaign for vacancies
- Support with HOA payments
- HOA and city compliance assistance
- No renewal fee
Who it fits: This is the plan for most owners in an HOA, condo association, or gated community — which describes a large share of rental inventory in West Palm Beach and Boca Raton alike. If you’ve ever dealt with an HOA leasing approval on your own, you already know why this tier exists.
Diamond: 15% of Monthly Rent, Month-to-Month Contract
Diamond is full-service, and it’s the only tier without a long-term contract commitment — you’re not locked in, but you get the most complete coverage.
What’s included (everything in Gold, plus):
- Attorney-prepared lease included at no extra fee
- Yearly exterior pressure cleaning
- Monthly preventive pest control
- One free maintenance service per year
- Support with tax and mortgage payments
- Support with property insurance payments
Who it fits: Out-of-state or otherwise hands-off owners, owners with multiple properties, and anyone who wants a single point of contact for everything from a leaking faucet to their Schedule E paperwork. The month-to-month flexibility also matters if you’re not ready to commit to a multi-year agreement.
How the Three Compare, Side by Side
Feature | Silver | Gold | Diamond |
|---|---|---|---|
Monthly fee | 8% of rent | 10% of rent | 15% of rent |
Contract term | Annual | Biannual | Month-to-month |
Property inspections | ✓ | ✓ | ✓ |
Tenant education | ✓ | ✓ | ✓ |
Attorney-prepared lease | $80 fee | $80 fee | Included |
Renewal fee | $50 | $0 | $0 |
A/C maintenance | — | ✓ yearly | ✓ yearly |
Advertising campaign | — | ✓ | ✓ |
HOA payment support & compliance | — | ✓ | ✓ |
Exterior pressure cleaning | — | — | ✓ yearly |
Pest control | — | — | ✓ monthly |
Free maintenance service | — | — | ✓ yearly |
Tax, mortgage & insurance support | — | — | ✓ |
What This Costs in Real Numbers
On a $2,500/month rental, the difference between tiers looks like this:
- Silver: ~$200/month
- Gold: ~$250/month
- Diamond: ~$375/month
That $50–$175 monthly spread is easy to evaluate once you price out what it’s replacing. HOA coordination alone, done wrong, can delay a tenant move-in by weeks of lost rent. A/C failures during a South Florida summer aren’t optional repairs. And for an out-of-state owner, the Diamond plan’s tax and insurance support replaces hours of coordination that would otherwise fall on the owner personally.
Frequently Asked Questions
Is a higher-percentage plan always worth it? Not automatically — it depends on the property. A simple single-family rental with no HOA may never need Gold or Diamond-level services. A condo inside an HOA, or a property owned by someone who lives out of state, usually gets more value out of the higher tiers than the fee difference costs.
Can I switch plans later? Contract terms differ by tier (annual for Silver, biannual for Gold, month-to-month for Diamond), so the right time to switch is generally at renewal. Talk to your property manager about timing if your needs change mid-term.
Is 8%–15% competitive for Florida property management? Yes — it’s in line with the statewide average of roughly 8%–12% for standard service, with Diamond’s 15% reflecting the added scope (maintenance, pest control, tax/insurance support) rather than a markup on the same service.
Does a lower-tier plan mean lower-quality service? No. All three tiers include the same core inspection, screening, and lease-compliance standard — the difference is the scope of add-on services, not the quality of the basics.
Not Sure Which Tier Fits Your Property?
If you own in an HOA, manage from out of state, or you’re weighing this decision alongside the other basics — what to look for in a West Palm Beach property manager, the specifics of Boca Raton’s rental market, or your notice and security deposit obligations under Florida law — TPG can walk through your specific property and recommend a tier, not just sell you the most expensive one. Contact TPG Property Management for a free consultation.
TPG Property Management — Royal Palm Beach, FL | (561) 875-5110
Sources: TPG Property Management Services & Pricing · Eaton Realty — Average Property Management Fee in Florida (2026)
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